# SSI resource limits in 2026

'Resources' are cash and things you own that can be converted to cash. SSA excludes your home, one vehicle, household goods, burial funds up to $1,500 each, and certain other items. Countable resources that exceed the limit at the beginning of a month make you ineligible for SSI that month.

**Direct answer:** The 2026 SSI resource limit is $2,000 for an individual and $3,000 for a couple; countable resources above these amounts disqualify you from SSI.

**Direct answer:** The 2026 SSI resource limit is $2,000 for an individual and $3,000 for a couple; countable resources above these amounts disqualify you from SSI.

## What is the SSI resource limit in 2026?
'Resources' are cash and things you own that can be converted to cash. SSA excludes your home, one vehicle, household goods, burial funds up to $1,500 each, and certain other items. Countable resources that exceed the limit at the beginning of a month make you ineligible for SSI that month.

## Where does this rule live in SSA's regulations?
SSA publishes the SSI eligibility rules in the SSI Eligibility page on ssa.gov and the annual 2026 SSI figures at ssa.gov/oact/cola/SSI.html. When SSA's public page and this article differ, ssa.gov controls.

## What if I'm not sure I qualify?
Apply anyway. SSA determines eligibility on the facts of your case, and application itself protects the earliest possible filing date. There is no penalty for applying and being denied.

## Sources
- SSA — Understanding SSI Eligibility — https://www.ssa.gov/ssi/text-eligibility-ussi.htm
- SSA — 2026 SSI Federal Payment Amounts — https://www.ssa.gov/oact/cola/SSI.html
- SSA — SSI Spotlights — https://www.ssa.gov/ssi/spotlights/

## Related questions
- [SSI — Supplemental Security Income Complete Guide (2026)](https://ssdidirectanswers.com/ssi)
- [SSI vs SSDI](https://ssdidirectanswers.com/ssi-vs-ssdi)
- [The SSDI Application Process](https://ssdidirectanswers.com/application-process)
- [SSDI Appeals & Reconsideration](https://ssdidirectanswers.com/appeals)
## Topics
- SSI vs SSDI — https://ssdidirectanswers.com/ssi-vs-ssdi

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