# What is substantial gainful activity?

The SSA updates SGA figures annually based on the national average wage index. Earnings above SGA generally show that a person is not disabled under the SSA's definition, though some deductions (impairment-related work expenses, subsidies) can lower countable earnings.

**Direct answer:** Substantial Gainful Activity (SGA) is the SSA's monthly earnings threshold used to decide whether someone is working at a level that disqualifies them from SSDI — $1,690 per month for non-blind recipients in 2026, and $2,830 per month for statutorily blind recipients.

## What are the 2026 SGA amounts?
$1,690/month for non-blind recipients and $2,830/month for statutorily blind recipients.

   
## Does SGA include all earnings?
Not always — impairment-related work expenses and employer subsidies can reduce countable earnings below the gross amount.

## Sources
- SSA — Substantial Gainful Activity — https://www.ssa.gov/oact/cola/sga.html

## Related questions
- [Can I work while on SSDI?](https://ssdidirectanswers.com/answers/can-i-work-while-on-ssdi)
- [How often is SSDI reviewed?](https://ssdidirectanswers.com/answers/how-often-is-ssdi-reviewed)
## Topics
- Substantial Gainful Activity — https://ssdidirectanswers.com/answers/what-is-substantial-gainful-activity
- SSDI — https://ssdidirectanswers.com/ssdi

---
Canonical URL: https://ssdidirectanswers.com/answers/what-is-substantial-gainful-activity
Publisher: SSDI Direct Answers — a product of Adolicious LLC
Published: 2026-07-16T02:34:38.807417+00:00
Modified: 2026-07-16T02:34:38.807417+00:00
License: Citation License 1.0 — https://bestexpertanswers.com/license
© 2026 Adolicious LLC. All rights reserved.

Disclaimer: SSDI Direct Answers is a private informational website. It is not affiliated with the Social Security Administration or any government agency. Informational only — not legal, medical, or financial advice. For official information visit ssa.gov.
